Wednesday, December 10, 2008

Saving Money in a Bad Economy...

The economy is certainly in a bad way right now. Therefore I'm starting "Operation Save". That's right! This holiday season I'm going to give you some tips on how you can keep more of your cash in your own pocket and feel free to share these with your friends and family. Firstly, if you are shopping online or in stores, there are almost always great printable coupons and coupon codes you can use. There are also a variety of websites that offer "deals of the day" on products that you may be looking for. Look for sites like slickdeals.net for special deals. You can even search many sites at once at other sites like searchalldeals.com. I always felt that Gas credit cards like Discover card assist in helping you maximize your spending dollars both on gas and shopping. Ebay is also a great place to shop for bargains as is Craigslist but the always Google for what you want as well. You may find occasionally a good deal but after Googling the model number you may find a retailer with an even better deal. It's also important especially when purchasing electronics, to be weary of a deal that is TOO GOOD to be true because it most likely is! In other words it may refurbished or it's a gray market item. On Ebay make sure to deal with someone who has good seller reviews. Remember if you have a particular store you are shopping, there most likely are coupon codes you can use to save money on that item. You can also start shopping your insurance on your home and car to see if you can find a better deal. This could potentially save you hundreds of dollars. Have a high credit card balance? Look for a lower rate or 0% card with low rate or free balance transfers. You can find the best deals at bankrate.com. If you eat out often think about cooking more home meals you'll be surprised how much you can save. When doing your grocery shopping check out sites like wow-coupons.com and be on the lookout for special deals in your store. Go generic: There are almost no difference I find in Tylenol or the generic Wal Mart brands and the difference in price especially with children's medication, is staggering :big savings here. Instead of shopping at Macy's, try stores like Duffy's, TJ Max , Marshalls and Old Navy. Remeber there are savings everywhere you just need to keep a lookout for them. I could go on and on but feel free to leave your own tips in the comment section. Thanks!

2 comments:

SephardiLady said...

Thanks for some of the coupon links. I think the real challenge if/when you are in a crunch is figuring out where you can just go without.

We are feeling tighter in our budget despite serious couponing and making everything from scratch because of unexpected bills that fell our consecutively (medical, home repairs, car repairs). I was planning on buying some much needed new clothing in shoes, but instead of finding great prices, I'm just going to have to do without, lest we start dipping into savings for consumables.

I will try to link later.

Jewish Blogmeister said...

Doing without is always an option. I always suggest trying to pick up another job. For some that's not an option but if you can figure out a way it can certainly help you out. Tutoring is always a great way to make some extra dough even in a recession.